Terms of Service

Version 1.0 — effective upon account creation.

1. Nature of Service — NOT Professional Advice

IMPORTANT: YieldIQ provides general financial information and analysis tools only. It does not provide investment advice, tax advice, legal advice, or any other form of professional advice regulated by law.

Using YieldIQ does NOT create a financial advisor relationship, attorney-client relationship, or any other professional-client relationship. Always consult licensed professionals — CPAs, financial advisors, and attorneys — before making significant financial decisions.

2. AI Limitations

YieldIQ is powered by artificial intelligence. AI systems can make mistakes. Information may be incomplete, outdated, or inapplicable to your specific situation. Tax laws change frequently. Always verify important information with a qualified professional.

3. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED.

4. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YIELDIQ'S TOTAL LIABILITY SHALL NOT EXCEED AMOUNTS PAID IN THE PRECEDING 12 MONTHS.

5. Subscription and Billing

Subscriptions renew automatically. Cancel anytime from your dashboard. 30-day money-back guarantee for new subscribers.

6. Governing Law

These terms are governed by US federal law and the laws of Delaware.

7. Contact

legal@yieldiq.io